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Medicare open enrollment

Medicare Open Enrollment FAQs

This list of Frequently Asked Questions (FAQs) about the Medicare Open Enrollment period covers a range of topics related to enrollment, including Medicare Advantage, Part D, Medigap, and more.

View the Latest: FAQs

  • I’m 63 and enrolled in a retiree health plan from my former employer. Can I get better coverage and subsidies in the Marketplace instead of staying on retiree coverage?

  • I’m 63 and about to retire. I’ll be offered a retiree health plan from my employer. Can I get better coverage and subsidies in the Marketplace instead of enrolling in my employer retiree plan?

  • My spouse is an early retiree with affordable retiree health benefits from his former employer, but I’m not eligible to be on his plan. Can I apply for coverage and subsidies in the Marketplace?

  • I’m 63 and my spouse is 65 and on Medicare. I need help affording the premium in the Marketplace. Can we count what my spouse has to pay for his Medicare premiums and supplemental and Part D premiums against what I will be required to contribute toward coverage in the Marketplace?

  • I am over age 65 and covered by Medicare, but I’m wondering if I can purchase one of the health plans offered through the Marketplace and drop my Medicare coverage? Is that an option for me or should I keep my Medicare?

  • I am about to turn 65 and go on Medicare, and my income is $125,000. I am not married. I know that people with higher incomes are required to pay higher premiums for Medicare Part B and Part D. To avoid paying these higher Medicare premiums, can I sign up for health insurance from a Marketplace plan now instead of enrolling in Medicare when I turn 65?

  • I am covered by Medicare and my annual income is $30,000. Can I qualify for a premium tax credit to help me pay for my health insurance coverage through Medicare?

  • I am 54 and living with a permanent disability, and for the past 12 months I have been receiving Social Security disability insurance (SSDI) payments. But I do not have health insurance. I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Am I eligible to purchase health insurance coverage from a Marketplace plan under the ACA? Am I eligible for a premium tax credit? And what about Medicaid?

  • My husband and I are retired. He just turned 65 and is now covered by Medicare, but I am 62 and I don’t have health insurance. Can I enroll in Medicare as his spouse? Can I sign up for a Marketplace plan?

  • I am turning 65 years old next month, but I am not entitled to Medicare without having to pay a premium for Part A because I have not worked long enough to qualify. Can I sign up for a Marketplace plan?