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Medicare Open Enrollment FAQs

This list of Frequently Asked Questions (FAQs) about the Medicare Open Enrollment period covers a range of topics related to enrollment, including Medicare Advantage, Part D, Medigap, and more.

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  • I am about to turn 65; my spouse is 60 and still working. We are both covered under her employer’s health plan. Do I have to do anything with regard to Medicare this year?

  • I am covered by Medicare and my only income is $12,000 from Social Security. I have $1,000 in a savings account.  Do I qualify for any financial assistance with her Medicare coverage?

  • I’m receiving extra help with my Part D plan premium and cost sharing through the Low-income Subsidy Program. I received a notice that my current plan will no longer be offered next year. Now what do I do?

  • I’m having a hard time affording my Medicare Part D drug coverage. Are there any options for me?

  • Is the Medicare Open Enrollment period the same as the Marketplace Open Enrollment period? Can I buy Medicare and Medigap plans through the Marketplace?

  • I am 70 years old and covered by Medicare, but I’m wondering if I can purchase one of the health plans offered through the Marketplace and drop my Medicare coverage? Is that an option for me or should I keep my Medicare coverage?

  • I’m under 65 and have a long-term disability. I am no longer working and receiving Social Security disability benefits. Am I eligible for Medicare?

  • I have end-stage renal disease (ESRD). What are my coverage options under Medicare and how long does my Medicare coverage last?

  • I am age 60 and have been receiving Social Security disability insurance (SSDI) payments for two years. My Medicare coverage just started and I would like to get a Medicare supplement insurance policy. What are my options?

  • I am 54 and living with a permanent disability, and for the past 12 months I have been receiving Social Security disability insurance (SSDI) payments. But I do not have health insurance. I am required to wait another 12 months before I can go on Medicare due to the two-year waiting period for people receiving SSDI payments. Am I eligible to purchase health insurance coverage from a Marketplace plan under the ACA? Am I eligible for a premium tax credit? And what about Medicaid?