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Medicare Open Enrollment FAQs

This list of Frequently Asked Questions (FAQs) about the Medicare Open Enrollment period covers a range of topics related to enrollment, including Medicare Advantage, Part D, Medigap, and more.

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  • Tengo cerca de 60 años y me inscribí en un plan del mercado para tener cobertura de seguro de salud hasta que cumpla los requisitos para Medicare a los 65. ¿Qué sucede cuando me inscribo en Medicare?

  • Can I buy health insurance outside of the Marketplace that meets all ACA consumer protection standards?

  • Who is eligible for Marketplace premium tax credits?

  • Can I use the premium tax credit to reduce the cost of any Marketplace health plan? What about for health plans sold outside of the Marketplace?

  • What are premium tax credits and how do they work?

  • Should I claim a premium tax credit in advance, at the end of the year, or some of both?

  • How do I apply for premium tax credits?

  • What happens with the premium tax credits if we want different Marketplace plans for different family members?

  • My income is low enough that I qualify for advanced premium tax credits (APTCs), but I have never filed a federal tax return before. Can I still receive APTCs?

  • I’m a young adult, newly independent from my parents, and I have never filed my own federal income tax return before. Can I apply for premium tax credits this year? Will that pose any problems?