Home

Medicare open enrollment

Medicare Open Enrollment FAQs

This list of Frequently Asked Questions (FAQs) about the Medicare Open Enrollment period covers a range of topics related to enrollment, including Medicare Advantage, Part D, Medigap, and more.

View the Latest: FAQs

  • When can I apply for Marketplace premium tax credits when other coverage is available?

  • I work full-time for an employer that offers me health benefits, but doesn’t cover spouses. Is that allowed? Can my spouse apply for coverage and subsidies in the Marketplace?

  • My family and I are offered health benefits through my job, but we can’t afford to enroll. My employer pays 100% of the premium for workers, but contributes nothing toward the cost of adding my spouse and kids. Can we try to find a better deal on the Marketplace?

  • I’m under 26 and eligible to be covered as a dependent under my mom’s job-based policy. Mom no longer claims me as a tax dependent – I file my own taxes, though my income isn’t very high. If subsidized Marketplace coverage would be even more affordable to me, could I sign up for that instead?

  • My kids are eligible for the Children’s Health Insurance Program (CHIP). Can I enroll them in our Marketplace health plan and get premium tax credits for them instead?

  • I’m enrolled in COBRA, but I want to drop it. Does that affect my eligibility for Marketplace subsidies?

  • I’m low-income and currently enrolled in subsidized Marketplace coverage. I just found out I’m pregnant. Under my state’s rules, I now qualify for Medicaid. Do I have to drop out of the Marketplace coverage and enroll in Medicaid? If I don’t, will I have to pay back the premium tax credit?

  • How much can I earn and qualify for premium tax credits in the Marketplace?

  • What income is counted in determining my eligibility for premium tax credits?

  • I’m divorced and I pay alimony to my ex-spouse. Does that affect my income for determining eligibility for premium tax credits?